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800 S. Washington Ave.
Saginaw, MI 48601
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News Release Date : 01/18/2011

HIP Michigan

Health Insurance Program (HIP) for Michigan is new statewide insurance option that will provide quality health insurance coverage at affordable rates to high-risk uninsured Michigan residents with pre-existing medical conditions.

HIP Michigan is a lifeline that is available right now to vulnerable people in our community whose pre-existing medical conditions have previously prevented them from obtaining insurance. This program provides those high-risk patients with an opportunity to apply for quality, affordable health care and the peace of mind that comes with it.

The program will be funded entirely by subscriber premiums together with an estimated $141 million in federal subsidies through the U.S. Department of Health and Human Services.

HIP Michigan is offered through the temporary federal high-risk pool created by the Patient Protection and Affordable Care Act, the federal healthcare reform law passed in March 2010. The program will operate until Dec. 31, 2013, when federal law requires all insurers to accept individuals regardless of pre-existing conditions.

This program will be particularly helpful for those with cancer and other serious illnesses. HIP Michigan will provide coverage for qualified Michigan residents of all ages. No applicant will be denied coverage or benefits simply because of health status. The coverage is available on a first-come, first-served basis. Coverage includes medical office visits, prescription drug coverage, emergency care, hospital coverage, home health care, wellness services and behavioral health services.

It is hopeful this coverage can protect patients from financial ruin in the event they become seriously ill. Information on enrollment, cost, eligibility and application forms are available at or by contacting HIP Michigan at (877) 459-3113.

800 South Washington Avenue | Saginaw, MI 48601 |
(989) 907-8000 | 1-844-907-8000
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